Insurance went up about 22% this year, I suppose due to the major storms racking up big-time expenses to the carriers, as well as the industry in general shrinking. I got a quote of $2k for 150k hull coverage with $0 deductible and 1 million liability. Having completed my IFR rating just prior to renewal time I got a new quote that was for $1,783, which is about 11% of a discount for having the rating.